
from elana's pantry on flickr
Being what they call a “poor college student” is something I am getting better and better at all the time, mainly thanks to the wealth of information on the internet pertaining to saving money, hacking your life, and how to circumvent and consolidate expenses. Now, I realize that I am in no way what should really be considered “poor,” and I feel so fortunate to have the opportunity to pursue higher education, but there’s no doubt about the fact that life on a work-study job budget can be tricky to maintain at times. So hopefully over the next few months (and further into the future as I hone my techniques) I can share some of the little tips I’ve gleaned with you–and hopefully the comments can serve as a place for extra technique tips.
One of the biggest expenses of living alone on a shoestring budget is food. Even more complicated is the matter of eating in a way that is healthy (and hopefully mostly sustainable and organic also) on a limited amount. To help with this issue I have employed a number of excellent web resources and have a few tips I have come upon just through trial and error. Keep in mind that I do maintain a vegetarian diet that leans towards being vegan whenever possible, but I think most of these tips will be helpful to anyone.
Here are my top ten tips! I can’t say I always employ all of them effectively, but every little bit of preparation, planning, and know-how can help balance a teeny tiny budget.
1) When grocery shopping: make a list, set a ballpark amount, and stick to it. On my budget, $30-35 is about the amount I try to spend when grocery shopping. This is no small feat. I try very hard to make a list before I leave and as much as possible, stick to it while in the store. I take my phone and use the calculator on it in a quiet corner of the store before heading to the register and try to take careful stock of everything in my basket one last time before I plunk down my cash. This has saved me on occasion from purchases I realize I don’t really want, as well as from buying things I realize I already have in multiples or buying items I don’t want to eat without their “partner” (For example, I probably don’t want a nice whole grain bread if I have no sandwich items, but some people prefer to just have a slice with their meal, so those kind of things will vary from person to person.)
2) Go shopping right after you are paid. I try not to let more than a day or two get in between getting my paycheck and going grocery shopping. If I do, I find that the money can disappear on things I don’t really need. If I spend the first cut out of my check on food, I’m ensuring that I will be able to eat at home much of the time for the next two weeks before I get paid again. If that means turning down eating out (which it often does) because I don’t have the money, it’s still much better than spending that money on an expensive meal and then not having any for other meals the rest of the week.
3) Buy fresh foods on the perimeter of the store whenever possible. The best stuff for you and for the money you are spending is around the perimeter. I try to limit buying things in packaging, boxes, plastic, etc. This means that yes, most of my food is perishable, but if you do a grocery shopping once a week or every two weeks, you can eat most of that food during the week before it goes bad. Also, it is much easier to resist the temptation to get fast food if you know you have yummy fresh food at home that is already paid for. Fruits and veggies are great! Organic sections are available at most supermarkets and are great to utilize. Obviously a farmer’s market is best, but not everybody has one in their area, and canning foods for out of season times is not really practical for a college student in my opinion. Fresh fruits and veggies also benefit from not needing to be prepared for the most part, minus some cutting and peeling!
4) Make a good meal from a recipe and eat it a few times that week. Leftovers are so great! Vegan chili, soups, pastas without heavy sauces, and potato dishes all keep well in my experience and are a great way to stretch your dollar. Make a few portions in airtight containers and eat them over the course of the week.
5) Experiment to find out what “overbuying” looks like for you. When buying fresh foods I often find that things can go bad before I’ve had ample time to consume them. I use a trial and error system and am getting better all the time at not having to throw food away. I am starting to get the hang of how much I can eat in a week before it spoils and it feels great to know I am getting the best use of my money.
6) Prepare snacks to eat on the fly. Having a bag of fresh carrots or a pear in my car on the way to school is a fantastic way to keep from being tempted by a drive-thru window. Usually I know I am just hungry, and I can combat the craving easily by munching on something I have on hand. Saves money and your body from icky foods.
7) Drink enough water out of a reusable container. This is something I have been terrible at lately but I know that I have got to get better to save both my body and my wallet! Most schools & public places have abundant water fountains with filters, take advantage of it! Invest in a Nalgene (they are indestructible, truly) and save yourself a load of sugar, hassle, and environmental damage. Drinking water from a reusable container is better for the earth and for you! Being properly hydrated saves lots of calories because often the body has a hard time distinguishing between hunger and thirst. If you are drinking water all day, you’re flushing out toxins and making it easier to tell when you really are hungry.
Enlist the help of friends. Every so often I try to have a big group over for what we’ve affectionately termed “family dinner.” We all pitch in a little bit of cash and eat something delicious together. The atmosphere is awesome for the homesickness that can set in, and we get to eat a nice homecooked meal that doesn’t cost as much as if we were to eat dinner out.
9) Clip coupons. Often coupons are for yucky, processed foods or for things you don’t normally eat, but the times when you can save are important to catch. Investing in a newspaper to clip those out is definitely worth it and can help keep track of where things are on sale in your community.
10) Anddddd relax. I try to make living cheap a game as much as possible–letting it become a dreaded chore is just a way to invite more penny-pinching into your life. It sounds weird, but I really believe that shopping with a stressed-out, I-can’t-afford-this attitude is just asking for more financial strain. Sometimes I literally find myself tensing up when grocery shopping and I try to relax and see it as an adventure to save as much moolah as possible. An attitude of abundance is still possible when you are trying to save cash, thinking about how fortunate we are in America to have access to so much food is one way to get in that mindset for me. Another is just remembering that there are phases of life for everyone where things may be tight money-wise, but it’s never a permanent situation. For me, taking joy in what I can get and then calling my mom to gleefully report on my thriftiness is a silly but really awesome way to keep saving cash on groceries in perspective.
And to finish, some links that helped me along the way:
1) This article on Salon was a helpful starting point for realizing that organic & sustainable groceries can be bought on a teeny tiny budget.
2) The blog, The Consumerist, has loads of helpful tips for all manner of penny-pinching and corporate monster rescue but also includes coupon roundups that can be helpful for buying groceries on occasion. From that particular feature I also discovered that some items (keep in mind they are non-perishable which means nutritional content is often questionable) can be bought cheaply in larger quantities on amazon.com. Great for granola bar addicts and the like.
3) Vegetarian Times often has good recipes and ways to eat vegetarian that are surprisingly cost-effective.
4) Allrecipes.com is another great resource for recipes and all of them have a super helpful calculator that lets you cut the portions down to one. Alternatively you can just make a batch for four and split it up over a week.
5) This site discouraged me from drinking soda and eating unhealthily. While it may be cheaper, realizing how much sugar is in a lot of products just plain grossed me out. Don’t be too concerned about the amount of sugar in fruits–if you are eating a balanced diet with whole grains, vegetables, and plenty of water, that small amount of natural sugars is not going to hurt you. I think it’s mainly there for comparison, but I’m concerned some people may think they have to swear off fruit and any vegetarian/vegan will tell you that fruit is one of the pleasures of eating green. 
Posted: May 5th, 2009 under On the Cheap.
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